How To Start A Painting Business

How to Start a Painting Business from Scratch: A Guide for Beginners

Elena Hudgens
By Elena Hudgens 9 Min Read

Have you considered starting your own painting company? Not everyone has the patience or brush skills to complete the task independently. That’s why learning how to start a painting business may be a fantastic way to be your boss while also letting your creative side shine.

It doesn’t have to be challenging to figure out how to start a painting business, but there are a few things to consider before hanging your shingle, donning your painter’s helmet, and beginning to work. 

We’ll walk you through how to start a painting business which includes registering your business, opening a business bank account, how much it will cost to start a business, determining what permits and insurance you’ll need, and obtaining business finance if necessary.

1. Know the market

The first step is to determine whether there is sufficient demand for painting in your area. Do you live near any large communities or business areas? Will you be able to find enough interior work during the winter months if you live in a state with harsh winters?

Be upbeat, but not unrealistic. You should have a thorough awareness of the potential in your industry before starting a painting business.

top reasons to start a painting business

Talking to other painters is an excellent approach to gain these insights. You’re likely already acquainted with some successful professional painters in your region. Do not be scared to inquire about the market with them.  

Perhaps there’s a market for speciality painting, such as imitation finishes, that hasn’t been filled yet. Whatever the answers, you should thoroughly understand the market as a wise entrepreneur before investing time, money, and energy into your new painting firm.

2. Make a business plan

The next step of starting a painting business is establishing a painting business that necessitates writing a business plan. Still, there are numerous benefits to doing your research in this area. Plus, your business plan doesn’t have to be too complicated or detailed—it may be as short or as lengthy as you like, as long as it covers the essentials. 

Don’t be intimidated by the prospect of putting pen to paper (or letters to screen, as the case may be): the best business plans are iterative, evolving, and growing in tandem with your company’s demands.


An excellent business plan gives you a blueprint for how to start a painting business and a set of guiding principles once it’s up and going. When you’re juggling employment, balancing the budget, and collecting bills, you probably don’t have a lot of mental bandwidth to focus on big-picture strategy development. When keeping afloat becomes a full-time job, an intelligent business strategy can help you stay on track.

3. Obtain a business license

Do you have your business proposal ready to go? Great. The real fun begins for how to start a painting business now. We mean paperwork when we say fun (everyone has their definition of fun, right?). 

Running a small business safe from accidents, legal difficulty, or any other unforeseen IRS events entails completing documentation and protecting your assets. Registering your painting business is perhaps one of the most critical milestones in the life of your company.

It’s vital to register your company to choose the suitable form of business structure—due to the liability protections and tax implications that come with each of the options available. You may be able to form a sole proprietorship without filing any papers, depending on where you live. Although it is the quickest option, it is also the most inconvenient.

A limited liability corporation (LLC) or a limited liability partnership (LLP) can suffice for most painting firms (LLP). Both come in various shapes and sizes, each designed to fit different corporate formats. Individual owners or partners can use some LLCs as pass-through entities. These allow you to keep your assets separate from your business assets and even file your business taxes on your tax returns.

Other corporations, such as S-Corps and C-Corps, require more paperwork and logistics and file company taxes separately from your taxes. Before deciding, consult with a lawyer, with all legal problems.

4. Obtain insurance and license

The further step of starting a painting business is that Painting companies may be required to be insured and licensed in some areas, but not in others. Employers are obliged to obtain workers’ compensation insurance in all states except Texas. 

Even if one or both of these procedures aren’t essential, it’s usually to your best advantage to complete both. Some types of small company insurance can help cover you and your employees in the case of a workplace accident, as well as provide financial assistance in the event of a lawsuit or legal difficulty. 

Your coverage will be determined by the type of insurance you purchase, and there is a range of options available.

To legally undertake professional painting work in most places, you’ll need a business license. State and municipal governments are usually in charge of enacting and enforcing these policies. As a result, there is no one-size-fits-all solution, as each location is likely to have its own set of restrictions. 

Before you start working, double-check that you’re entirely licensed and abide by local rules. You could end up on the wrong side of the law if you don’t have the correct licensing, and you could face penalties for working without the proper licenses. This is another situation when a lawyer’s expertise can be beneficial.

5. Create a bank account for your business

To keep your personal and business finances separate from how to start a painting business, create a business checking account after you’ve gotten your business legally on the books with the local or state governments. 

This is an important phase of the process of How to start a painting business: If your business’s money isn’t routed through a business bank account, you risk losing your assets if your company goes out of business or issue.

The good news is that opening a business bank account is simple. Most brick-and-mortar banks will allow you to begin the procedure online and complete it at a location near you. There are an increasing number of online-only business banks that will enable you to open a business bank account without having to visit a physical site. These banks, however, will not work for businesses that do the majority of their transactions in cash because they do not have ATMs where you may deposit some money. 

If you want to conduct most of your business in currency, you should open a more traditional business bank account.


We understand that it appears to be a lot – but don’t be discouraged! We want you to have all of this knowledge at your fingertips to launch your painting business with confidence and steps on how to start a painting business. If everything seems overwhelming, one piece of advice is to keep things simple and get the support of specialists where possible.

Starting a painting business as your boss can be a gratifying experience, especially if you don’t mind getting your hands dirty (metaphorically and literally). Without moving mountains, you can scale up and ready your business for primetime with a bit of paperwork, cash, and determination.

Your paint rollers should be ready to roll if you’ve set yourself up for success with the correct business structure, licensing, insurance, and strategy.

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Posted by Elena Hudgens
Elena Hudgens is an entrepreneur with 10+ years of experience. She started her journey by building her own e-commerce website on Shopify and turned her $1000 savings to millions in just 2 years. Soon she started different ventures in which she failed and succeeded. And now, she's on a mission to help other entrepreneurs with her life and business lessons.
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