fintech companies

Top 55 Ultimate Fintech Companies & Startups In 2022

Eshita Pathak
By Eshita Pathak 37 Min Read

Investors especially want to know about fintech, a fast-growing sector. Despite a significant decline in funding for the industry in the first quarter of 2022, fintech still recorded record deal activity, according to CB Insights. The rise of fintech companies and startups is hardly a surprise. 

As the tech-friendly Millennial generation has aged, banking and financial services have also evolved, creating demand for mobile banking, which was once rare. As a result, traditional institutions have been forced to adapt to technology. 

Banks aren’t the only financial institutions to have adopted tech-driven policies. Digital financial access forms the foundation for entire markets such as digital loans, mobile stock trading, e-commerce payment platforms, and digital currency exchanges

This article lists 55 leading fintech companies and startups to give you an idea of where we are now.

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Fintech Industry Overview

The term “FinTech” refers to any new technology that allows consumers or financial institutions to deliver financial services more efficiently and faster than in the past. 

Knowing whether you can look up your balance on your smartphone as soon as you walk into a bank is an excellent example of FinTech’s influence. 

FinTech has a significant impact on the financial industry. It includes everything from consumers going online to see their financial transactions to apps that allow you to pay friends to tools that will enable financial institutions to make quick lending decisions. 

Investors can also research, choose stocks, and see portfolio performance in real-time, all of which are examples of FinTech in action.

Fintech is a rapidly growing sector that offers clients and businesses a variety of benefits. The industry provides various solutions, from mobile banking and health insurance to cryptocurrency and investment applications. It is a large business that will continue to expand in the future. 

According to CB Insights, 41 VC-backed fintech unicorns are worth $154.1 billion combined. 

Fintech companies invest in, acquire, and partner with traditional banks because it is simpler to give digitally-minded customers what they want due to their investment in, acquisition, and partnership with fintech ventures.

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The Importance of Fintech Industry

The rise of FinTech has permitted smaller firms to compete with traditional banks and financial institutions on an equal playing field. FinTech has made it less about the most prominent and responsive firm and more about who can address consumers’ ever-changing demands the fastest. 

Because of this, the solutions offered by FinTech companies are no longer ‘one size fits all.’ FinTech companies provide niche solutions that address a particular financial concern at lower costs than traditional financial providers. 

As consumers become more savvy and connected, the FinTech companies that succeed will be the ones that continue innovating to solve age-old problems.

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What is a Fintech Company?

Fintech companies combine cutting-edge tech (such as AI, blockchain, and data science) with traditional finance sectors to make them safer, quicker, and more efficient. 

Fintech is one of the strongest-growing tech sectors, with firms innovating across the finance sector, from payments to loans to credit scoring to stock trading. 

The image below shows the classification of Fintech Companies:

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Top 55 Fintech Companies & Startups

Let’s look at some of the finest FinTech companies or helpful FinTech startups that provide digital banking with financial services.

1. Stripe

Headquarters: Dublin, Ireland

Cofounders: Patrick Collison and John Collison.

Stripe helps businesses of all sizes process online payments, take out business loans, and automate and collect sales tax. 

Despite being one of the world’s most helpful private fintech companies, Stripe has a $95 billion valuation, the world’s fourth most valuable private company, following Bytedance (creator of TikTok), Elon Musk’s SpaceX, and Chinese fast fashion company SHEIN, among others. 

Last year, Stripe processed $640 billion in payments, up 60% from 2020.

2. Klarna

Headquarters: Stockholm, Sweden

Cofounders: Sebastian Siemiatkowski and Niklas Adalberth.

Klarna banked on consumers switching away from charge cards yet desiring to pay over time. Users may purchase anything from Nike sneakers to Sephora lipsticks through the app and decide whether to pay interest-free or at the checkout counter. 

Retailers pay Klarna to advertise and process payments due to its affiliate marketing and payments solutions. Klarna is reportedly attempting to raise $1 billion in a down round that might reduce the firm’s valuation to $30 billion. Klarna is among the leading fintech companies in 2022. 

3. Brigit

Headquarters: New York

Cofounders: Zuben Mathews and Hamel Kothari.

Brigit, a financial app aiming to boost Americans’ money management abilities and credit scores while avoiding bank overdrafts and payday advances, is available for $9.99 a month. 

Users link their bank account to their account, and a $50 to $250 interest-free loan is provided depending on their cash flow. Brigit provides an automatic loan extension if bank accounts are overdrawn to prevent bank account overdrafts. 

The credit builder feature connects a loan with a savings account to guarantee on-time payments, which are then reported to credit bureaus, resulting in as much as 60-point increases in users’ credit scores. It’s free to use, but it doesn’t offer loans which differentiate it from other fintech companies. 

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4. Clearco

Headquarters: Toronto, Canada

Cofounders: Michele Romanow and Andrew D’Souza.

Clearco provides eCommerce startups with funding via revenue-sharing agreements plus a 6-12% charge. The amounts range from $10,000 to $20 million. Blind funding algorithms generate term sheets in 20 minutes, and software tracks revenue and ad campaign result for clients. 

Because the portfolio funds nine times more racially diverse founders and 25 times more women than the average venture capital fund, it is popular among clients. Clients include period-proof underwear maker Ruby Love and viral eyelash company Glamnetic

5. Column

Headquarters: San Francisco, California

Cofounders: William Hockey and Annie Hockey.

Column, a federally chartered bank based in San Francisco, is a tech-driven financial services fintech company that aims to revolutionize the financial services industry by eliminating the current requirement for fintech digital banks to partner with various providers. 

Customers can make deposits, process bank-to-bank transfers, send wire transfers, and obtain loans, among other services. A national bank based in Chico, CA, with $300 million in deposits, was purchased by the company’s founders last year for $50 million.

6. FTX

Headquarters: Nassau, Bahamas

Cofounders: Sam Bankman-Fried and Gary Wang.

According to FTX’s website, the crypto exchange’s value jumped from $1.2 billion to $25 billion after it raised $1.5 billion in private investment last year. Its valuation climbed from $32 billion after it raised $500 million in January. 

Because of its 11% market share in global derivatives trading, which amounts to $2.4 trillion monthly, the Bahamas-based FTX is investing hundreds of millions in advertising to make it a household name. 

To appeal to American consumers, FTX has established a subsidiary, FTX US, valued at $8 billion, specializing in U.S. marketing. Tom Brady, David Ortiz, and Kevin O’Leary are among the brand ambassadors.

7. Chime

Headquarters: San Francisco, California

Cofounders: Chris Britt and Ryan King.

The largest digital bank in America, Chime, has grown in popularity among other fintech companies by providing customers with free checking accounts with zero overdraft fees and cash advances. 

According to a source, Chime was preparing to go public early this year but delayed the IPO due to a volatile stock market. According to CEO Chris Britt, Chime recruited more new clients in the first quarter of 2022 than in any other year in the bank’s ten-year history.

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8. GoodLeap

Headquarters: Roseville, California

Cofounders: Hayes Barnard, Matt Dawson, and Jason Walker.

GoodLeap’s platform and app have funneled $13 billion in financing to 380,000 homeowners making green home upgrades, 50% of which were made just last year. Contractors and vendors use GoodLeap’s point-of-sale app, which instantly approves their customers’ loans. 

Goldman Sachs, one of GoodLeap’s partner banks, makes the loans, then securitizes the debt to sell to investors. GoodLeap has expanded its solar panel loans to over 20 sustainable improvements, including battery storage, energy-efficient windows, and water-saving turf.

9. Blockchain.com

Headquarters: London, England

Cofounders: Peter Smith and Nicolas Cary.

Blockchain.com has become the world’s leading crypto wallet, giving customers access to their keys to managing various digital assets. California is among 35 states where people may now use the British exchange and the U.S. 

Blockchain.com claims to be the world’s biggest bitcoin payment platform, with over 83 million wallets and over $1 trillion in transactions since its establishment in 2011. It ranks among the top fintech companies in 2022. 

10. Grow Credit

Headquarters: Santa Monica, California

Cofounders: Joe Bayen

GrowCredit’s novel “virtual” Mastercard is for individuals who want to increase their credit score by establishing a credit history. The card is free to use (and has fee structures ranging from free to $8 a month) and may be used to pay regular subscriptions like Netflix and Spotify

On-time payments are automatically recorded by the user’s bank account, increasing their credit score by as much as 50 points, according to GrowCredit. Later this year, they will issue a conventional physical credit card with an interest rate of 15% to 18%.

11. Ripple

Headquarters: San Francisco, California

Cofounders: Chris Larsen, Jed McCaleb, Arthur Britto, and Brad Garlinghouse.

Ripple provides blockchain technology and its proprietary cryptocurrency, XRP, to facilitate cross-border payments and remittances. This fintech company has more than 300 institutional clients, including Standard Chartered, Santander, and MoneyGram, which utilize 10% of their cross-border payments to Mexico. 

The SEC has sued Ripple for allegedly illegal securities offerings through the sale of XRP. CEO Brad Garlinghouse says he may consider publicizing the company once the lawsuit is over. 

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12. Hopper

Headquarters: Montreal, Canada

Cofounders: Frederic Lalonde and Joost Ouwerkerk.

Hopper, an online booking platform, was founded in 2014 as a free mobile app that predicted the most economical time to purchase a flight. 

Today, Hopper offers additional services such as home rentals and a unique service that lets customers lock in the cost of a ticket for up to a week. 

If the price goes up, Hopper absorbs the cost. 40% of this fintech company’s income comes from new fintech products, with the remainder coming from travel agents’ traditional commissions. Nearly half of its workers are U.S.-based.

13. Plaid

Headquarters: San Francisco, California

Cofounders: Zach Perret and William Hockey.

Plaid, a fintech company, makes it easy for payment and money transfer apps like Venmo and Coinbase to connect to customers’ bank accounts. Plaid recently acquired identity verification and KYC (know your customer) compliance company Cognito for $250 million. 

Plaid’s customer count increased from 4,500 at the end of 2020 to 6,300 by the end of 2021, which is a lot compared to other fintech companies.

14. Melio

Headquarters: New York, New York

Cofounders: Matan Bar, Ilan Atias, and Ziv Paz.

Melio allows small companies to accomplish payments and receive payments online rather than via paper checks. Bill.com, a larger competitor, targets tiny mom-and-pop shops whose proprietors are not usually accounting-savvy. 

Customers may pay by credit card or on the same day by paying a 2.9% or a 1% fee. Half of its employees and all customers are based in the U.S, unlike other fintech companies that target worldwide customers

15. OpenSea

Headquarters: New York, New York

Cofounders: Devin Finzer and Alex Atallah.

OpenSea, a peer-to-peer platform that allows users to create, buy, sell, and trade NFTs is one of the big winners of the NFT craze of 2021. In addition to processing over $3 billion in NFT transactions per month and keeping a 2.5% commission on each sale, OpenSea earns around $75 million monthly revenue. 

OpenSea has a large user base and dominates the NFT market, but key competitors such as Coinbase, which launched in May, are trying to close the gap.

16. Mercury

Headquarters: San Francisco, California

Cofounders: Immad Akhund, Jason Zhang, and Max Tagher.

Mercury is a digital startup banking platform that provides no-fee checking and saving accounts, debit cards, wire transfers, and currency exchanges. Debit card interchange and deposit interest were Mercury’s primary revenue sources in 2021, totaling $15 million. 

In March, this fintech company began offering venture debt – term loans worth 25% and 50% of a recent (within the past 12 months) equity funding round in an expansion to venture debt. Mercury plans to lend out $200 million this year, including interest and a warrant to purchase a small stock. 

17. Modern Treasury

Headquarters: San Francisco, California

Cofounders: Dimitri Dadiomov, Sam Aarons, and Matt Marcus.

Marqeta, ClassPass, and BlockFi are all corporate users of Modern Treasury’s back-end payments technology, which enables money to be transferred in and out of bank accounts via wire transfers, ACH, and Real-Time Payments. 

Customers can either pay a one-time $499 fee plus 10 cents and 0.1% per transaction or negotiate a custom annual fee. It can track transactions and balances in multiple currencies, including crypto, and direct payments into virtual sub-accounts linked to bank accounts.

18. Morty

Headquarters: New York, New York

Cofounders: Nora Apsel and Adam Rothblatt.

Morty provides a simple method for buyers to compare mortgage rates from various lenders. Morty helps customers throughout the entire process after they’ve selected a mortgage. Morty is operated and founded by technical specialists. 

In addition to collecting information from various lenders, this fintech company charges a fee when a loan is closed.

19. Brex

Headquarters: San Francisco, California

Cofounders: Henrique Dubugras and Pedro Franceschi.

Brex is a fintech company that delivers FDIC-insured corporate cash management accounts and corporate credit cards with no account fees, travel awards, and expense tracking technology. 

Its online dashboard provides budgeting and expense management tools, enabling firms to pay their bills. 

In August, the San Francisco-based corporation purchased a lending service focused on venture-backed technology companies. It made its largest acquisition in April, buying a technology company specializing in budgeting and financial projections for $90 million. Hundreds of thousands of clients include ClassPass, Airbnb, and Carta.

20. Novo

Headquarters: Miami, Florida

Cofounders: Michael Rangel and Tyler McIntyre.

Small businesses seeking checking accounts and other banking services can look to Novo as an alternative to big banks and other banking services providing fintech companies. 

The firm took a slow and methodical route. It was established in 2016 but did not start providing services until 2018, preferring to build its app from scratch rather than using third-party APIs and surviving on seed capital of less than $7 million (and a federal PPP forgivable loan). It began to raise substantial expansion funds in mid-2021. 

21. Persona

Headquarters: San Francisco, California

Cofounders: Rick Song and Charles Yeh.

Firms like Robinhood, Square, Brex, and BlockFi utilize persona’s identity verification technologies to confirm that their clients are who they state they are, whether they are opening an account, making large withdrawals, or trading cryptocurrency

Persona’s customizable, no-code identity verification platform is forever ready to meet the identity demands of numerous companies and sectors. 

22. Cash App

Headquarters: San Francisco, California

Cofounders: Jack Dorsey and Jim McKelvey.

Customers can finish instant transactions, set up direct deposits, customize debit cards, and purchase stocks and bitcoin using Cash App’s mobile platform. It can be difficult to manage money, so this fintech company has made money management more accessible. 

By giving customers access to various financial services, Cash App empowers people to take control of their finances and adapt financial tools to their needs.

23. Mojito

Headquarters: Boston, Massachusetts

Cofounders: Amanda Cassatt, Amanda Gutterman, and Matthew Iles.

Mojito is an NFT platform that enables customers to access premium goods, content, events, and other services. Organizations can complete transactions using wire transfers, ACH payments, cryptocurrencies, and other flexible methods using Mojito.

24. Northwestern Mutual

Headquarters: Milwaukee, Wisconsin 

Cofounders: John Johnston

Northwestern Mutual has survived for over 160 years. Still, this fintech company seeks new and imaginative methods to assist its customers in tracking their finances, viewing insurance products, and establishing long-term plans. 

Northwestern Mutual has also reduced the underwriting process to a single day with its digital technologies, enabling clients to begin their financial journeys more rapidly.

25. BlackLine

Headquarters: Woodland Hills, California 

Cofounders: Theresa Tucker

Instead of relying on manual processes for accounting needs, BlackLine has created an all-in-one financial and accounting platform. Using BlackLine, clients can compile financial data and automate mundane tasks without switching between different hardware and software systems. 

This fintech company simplifies checking accounts, composing financial statements, and accomplishing other accounting tasks.

26. Pipe

Headquarters: Miami, Florida

Cofounders: Harry Hurst, Josh Mangel, and  Zain Allarakhia.

Pipe is a proprietary trading platform that allows businesses to raise money by offering hundreds of institutional investors recurring revenue streams. Revenue streams are anonymized and organized by risk level, with a typical return in the mid-single digits. 

Since June 2020, Pipe has sold billions of dollars worth of revenue streams to sellers ranging from startups to publicly listed companies, including $1.2 billion last year. In September, Pipe launched in the United Kingdom for the first time outside the U.S. 

27. Public.com

Headquarters: New York, New York

Cofounders: Jannick Malling and Leif Abraham.

Public.com’s portfolio, trade-sharing features, and commission-free investing in stocks, ETFs, and crypto are available to all users.  

Last year, Public.com ended taking payments for order flow, a controversial practice used by other similar fintech companies such as Robinhood that allow free trading, and it introduced a tip option. 

In April, Public.com launched a new revenue source called “Pulse” that provides information about retail investors and town hall events to firms in exchange for investing in their stocks. Early clients have included cannabis stock Tilray and Dubai ride-hailing firm Swvl.

28. TripActions

Headquarters: Palo Alto, California

Cofounders: Ariel Cohen and Ilan Twig.

TripActions is a travel and expense software startup that serves large corporations and competes with Concur. Its proprietary corporate card, Liquid, helps simplify expense management and lets employers set custom spending limits for their employee cardholders. 

The revenue generated from Liquid cards accounts for about 25% of TripActions’ total income—the remainder comes from business lines such as collecting sales commissions from hotels and airlines.

29. Belvedere Trading

Headquarters: Chicago, Illinois

Cofounders: Thomas Hutchinson and Yezdaan Baber.

With the help of its advanced proprietary technology, Belvedere Trading provides timely insights to traders. Through scrum and agile methods, Belvedere Trading has cultivated cutting-edge software systems that are continuously improved. 

As a result, the trading firm can quickly assess markets and manage financial risks when completing transactions.

30. RevenueCat

Headquarters: San Francisco, California

Cofounders: Jacob Eiting

RevenueCat has created a suite of tools to manage and track digital payments. Users can implement in-app purchases and subscriptions using RevenueCat’s technology. 

This fintech company compiles information on customer behavior and churn rates, allowing companies to identify issues and develop strategies to boost conversions.

31. Enova

Headquarters: Chicago, Illinois

Cofounders: Al Goldstein

Because large corporations have a financial advantage, Enova hopes to tip the scales in favor of consumers and small businesses. Enova uses a machine learning-based platform to provide customized loans, lines of credit, and other financial services to non-prime consumers and small businesses

Consumers like CashNetUSA and NetCredit are served by Enova and receive the services they need.

32. D. E. Shaw & Co.

Headquarters: New York, New York 

Cofounders: David E. Shaw

The D.E. Shaw Group supports its clients ahead of the curve by using an advanced data-centric approach to investing. The fintech company has spent over 30 years fine-tuning its quantitative and computational strategies. 

Using tools such as Dask and IPython creatively, The D.E. Shaw Group has developed a way to help clients avoid risks and make profitable investments.

33. TRM Labs

Headquarters: San Francisco, California

Cofounders: Esteban Castaño and Rahul Raina.

TRM labs use blockchain data to investigate money laundering, crypto fraud, and other financial crimes for financial institutions and governance mechanisms such as the IRS. 

Using its tools, customers can track over one million assets across 26 blockchains. Blockchain Capital, Bessemer Venture Partners, Tiger Global, and others provided $80 million in funding. 

34. Upgrade

Headquarters: San Francisco, California

Cofounders: Renaud Laplanche, Jeff Bogan, Adelina Grozdanova, Matt Wierman, and Visar Nimani.

A credit card that even functions as a personal loan (paying 1% to 3% cash back) are available through Upgrade, a six-year-old personal loan fintech company: you can get a $500 to $25,000 credit line, make payments in equal monthly installments, and have a no-fee checking account that gives you 2% back on everyday purchases, including bitcoin rewards cards.

35. Valon

Headquarters: New York, New York

Cofounders: Andrew Wang, Jonathan Hsu, and Eric Chiang.

By automating payments and permitting borrowers to see their account balance and other information about their debts online, Valon reduces the cost of servicing mortgages for investment firms. 

Government-backed loans can now be serviced by Valon, which received approval from the Federal Housing Administration and Freddie Mac last year. This feature of Valon is notably different from other fintech companies.

36. Chipper Cash

Headquarters: San Francisco, California

Cofounders: Ham Serunjogi and Maijid Moujaled.

Customers in five African nations, the U.S. and the U.K., can pay bills, transfer money across borders, and purchase bitcoin using Chipper cash. It generates revenue through foreign-exchange fees and cryptocurrency brokerage commissions. 

Chipper’s user base increased from almost two million in 2020 to over five million by 2021. Of its 350 employees, one-third are based in the U.S. 

37. Cloudvirga

Headquarters: Irvine, California 

Cofounders: Bill Dallas, Kyle Kamrooz, and Mark Attaway.

Cloudvirga is an innovative digital mortgage platform to speed up the time-consuming mortgage completion process. Lenders can quickly generate quotes, collaborate with borrowers, and automate administrative tasks, among other benefits. 

Using Cloudvirga’s methods, each mortgage becomes a more seamless experience for all involved, resulting in lower costs.

38. Turnstile

Headquarters: San Francisco, CA

Cofounders: Matt Harris

Turnstile is helping organizations stay ahead of the curve in SaaS innovation by drawing on the wisdom of Second Measure, which Goldman Sachs and Y Combinator funded. 

This fintech company is assisting organizations in thriving economically by adopting usage-based pricing and upgrading their operations.

39. Advyzon

Headquarters: Chicago, Illinois

Cofounders: Hailin Li

Advyzon offers an advanced data solution to support growing financial firms managing their clients and information. The cloud-based architecture allows companies to provide data through client portals and mobile formats, allowing teams to generate financial reports quickly, track accounts, and finish billing transactions.

40. Truebill

Headquarters: Silver Spring, Maryland

Cofounders: Haroon Mokhtarzada, Idris Mokhtarzada, and Yahya Mokhtarzada.

Rocket Companies’ Truebill technology allows consumers to reduce spending and save money. The Truebill mobile app monitors consumers’ expenditures, bills, subscriptions, and credit scores to keep them up to date. 

With this fintech company, customers can more easily eliminate pointless expenses and set aside savings, which leads to a better financial future.

41. Pennymac

Headquarters: Westlake Village, California

Cofounders: Stanford Kurland

For customers who want to access online calculators, home value estimators, mortgage interest rate summaries, and other materials, Pennymac is the right choice. 

Pennymac provides education and support to help customers navigate the next phase of their housing journey. Whether they access the website or mobile application, This fintech company can offer dedicated support to address any issues they may have.

42. Freedom Financial Network

Headquarters: San Mateo, California 

Cofounders: Brad Stroh and Andrew Housser.

Having debt prevents many consumers from having a path to financial security, so Freedom Financial Network provides people with a second chance. Debt and loan counselors can assess clients’ financial situations and devise a personalized program to help them repay their debt. 

Customers may track their progress through Freedom Financial Network’s website while receiving extra advice from videos and blogs.

43. Wintrust Financial Corporation

Headquarters: Rosemont, Illinois 

Cofounders: Ed Wehmer

Wintrust Financial Corporation is another fintech company that provides a more personal approach to banking, despite the dominance of big names. 

Checking accounts, savings accounts, mortgages, credit cards, and other financial services are available, in addition to online and mobile banking options. Customers can contribute to their life goals through banking services.

44. Northern Trust

Headquarters: Chicago, Illinois 

Cofounders: Byron Laflin Smith 

Northern Trust has become a financial powerhouse by leveraging more than a century of expertise. Northern Trust provides financial services to families, corporations, and other parties worldwide. 

Northern Trust combines extensive market data with advanced technology to ensure that clients make decisions that position them on a firm financial foundation for years to come.

45. Earnest

Headquarters: San Francisco, California 

Cofounders: Louis Beryl and Ben Hutchinson.

To help students cross the threshold into a more promising future, Earnest is alleviating the burden of higher education borrowing. Earnest helps students locate the lowest possible interest rates to eliminate debt over the years. 

Customers may also remove co-signers and consolidate loans. Earnest is revolutionizing the relationship between students and student loans by promoting affordability and adaptability. This offering makes Earnest stand out from other Fintech companies.

46. Western Union

Headquarters: Denver, Colorado

Cofounders: Ezra Cornell, Jeptha Wade, Hiram Sibley, and Samuel L. Selden.

Western Union is a gateway for customers to move currencies worldwide using various financial services. Customers may initiate payments through Western Union on the web, via an app, or by phone, leveraging its infrastructure. 

Western Union has a strong presence in dozens of countries, enabling them to move money quickly. Western Union’s money management services are more efficient and secure than other fintech companies.

47. Unanet

Headquarters: Dulles, VA

Cofounders: Frances Craig

Unanet’s project management platform simplifies the process of organizing a project. The platform enables professionals to track finances, automate repetitive tasks, analyze data, and make intelligent business decisions, in addition to automating various other processes. 

Government contractors, architects, engineers, and construction workers can benefit from Unanet’s technology to streamline workflows and allocate resources appropriately.

48. Array

Headquarters: New York, New York

Cofounders: Martin Toha and Phillip Zedalis.

Most people purchase items daily but rarely understand how each purchase affects their financial well-being. Array is developing a more open and safeguarded digital platform for purchasing. 

Through Array’s intelligent tools, companies may provide customers with credit score visibility, identity protection, and more tailored offers.

49. Argyle

Headquarters: New York, New York

Cofounders: Audrius Zujus, Billy Marsden, Chris Hansen, and Shmulik Fishman.

Argyle is making the employee information access process easier. Instead of dealing with a bunch of red tapes, employees can connect their information to a single application using Argyle’s tools. Employees can verify their income, change their direct deposit option, and pay off their loans using a few quick taps.

50. Clyde

Headquarters: New York, New York

Cofounders: Brandon Gell, Josh Scaglione, and Nick Scaglione.

Businesses and individuals can trust that every transaction will result in a positive outcome when using Clyde’s end-to-end product protection platform. There are several options available for business customers. 

Insurance carriers from across the country provide extended warranties, accident protection, wear-and-tear, water damage, and accident coverage for up to five years—increasing trust between businesses and their customers.

51. Markit Digital

Headquarters: Boulder, Colorado

Cofounders: Kevin Gould and Lance Uggla.

IHS Markit is a subsidiary of S&P Global that provides information and visualization services to help businesses better grasp dynamic financial markets and make wiser investment and spending choices. 

IHS Markit Digital includes data and analytics solutions, investor relations, corporate governance, and country risk services to help businesses handle complexity and achieve tremendous success across the enterprise.

52. Above Lending

Headquarters: Houston, Texas

Cofounders: Daniel Salvato

Above Lending provides a smooth, consolidated procedure with its innovative technology, even though paying back loans is unpleasant. 

Using the company’s platform, customers can apply for a loan, receive offers that match their needs and pay online. It’s an efficient method to handle debt while removing some issues associated with repayment.

53. Flywire

Headquarters: Boston, Massachusetts

Cofounders: Iker Marcaide

Flywire’s payment network allows for simple transactions in sectors such as education, travel, technology, and healthcare, eliminating operational difficulties. Users may pay in local currencies with a set rate that Flywire exchanges and deposits to their account. 

Flywire partners with over 2,200 businesses, send invoices and integrates with their performances.

54. Hudson River Trading

Headquarters: New York, New York

Cofounders: Alex Morcos, Jason Carroll, and Suhas Daftuar.

A team of scientists and technologists works together at Hudson River Trading to create automated trading algorithms that are as powerful as possible. Hudson River Trading uses scientific methods to enhance the efficacy of its products. 

In addition to moving millions of stocks across international markets daily, Hudson River Trading constantly seeks new ways to innovate how trades are processed.

55. Remitly

Headquarters: Seattle, Washington

Cofounders: Matthew Oppenheimer, Shivaas Gulati, and Josh Hug.

With Remitly, you can send money to loved ones overseas and across borders quickly and straightforwardly, using bank deposits, cash pickup, home delivery, and mobile money services. 

With immediate payments, low fees, high-quality exchange rates, and Passbook, a banking experience specifically for immigrants, Remitly provides a modern banking experience.

Wrapping Up

Digitization and globalization have been the driving force of the FinTech sector with neo-bank and digital banking systems. A FinTech startup or multiple FinTech companies leverage cutting-edge technologies like artificial intelligence, machine learning, IoT, and many more to provide a banking system within a short period. 

It has benefited a lot of users in the time-saving module. The global FinTech market is expected to hit US$324 billion in 2026 at a CAGR of 25.18%. Hopefully, this list of 55 Fintech companies gives you an idea of what the current space looks like for Fintech companies and startups.

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